Were You Injured in a Crash in Loveland, Colorado?

Though it’s part of the Fort Collins metro statistical area, Loveland has a character all its own. This home-rule municipality has eagerly expanded the incorporated boundaries of the city and embraced I-25 and U.S. 34, which bring in prosperity and development. However, they also bring in more traffic.

Whether people are coming here to spend a day at Boyd Lake or to scout out a place to buy a home and raise a family in the shadow of the Rockies, accidents can and will happen. Especially on N. Garfield Avenue, and right around Horseshoe Lake on E. 57th Street. Or at 23rd and Silver Leaf, where children trying to cross the street come up against speeding motorists and “rolling” stops. When people get hurt, the team at the Tenge Law Firm, LLC, is here to help.

J. Todd Tenge has decades of experience handling personal injury claims. He and his fellow car accident lawyers offer a free consultation to anyone who was injured in a collision in Loveland. Our firm has a history of tackling tough cases – including those where fault was in dispute – and winning big for our clients. Call (970) 212-4777 to talk to us today.

What Causes These Car Accidents?

To be frank, Loveland doesn’t have that many car wrecks, and most collisions involve property damage only, according to the latest statistics. But try telling that to the guy who just T-boned you. Loveland may not see many accidents, but they can happen anywhere, anytime. Here’s why:

  • Aggressive maneuvers: People who are in a hurry tend to tailgate, speed, pass where there is no passing lane, and merge back and forth in an attempt to save a few minutes, are the usual cause of a crash. Plus, they can cause road rage, which has seriously injured more than one person in Loveland in the last few years.
  • Distractions: Distracted driving is taking a toll on America’s car crash statistics. In Colorado, about 13% of all crashes in a recent year could be tied to drivers picking up the cell phone, talking to passengers, adjusting the radio, and more.
  • Reckless driving: This is actually a crime in Colorado – a Class 2 misdemeanor traffic offense – defined as driving with a “willful and wanton” disregard for the safety of other people. Reckless drivers are liable for the damage they cause.
  • Impaired drivers: Colorado may be lenient when it comes to recreational marijuana, but it is still illegal to drive with active THC in your system. Drugged driving isn’t much better than drunk driving, and DUI/DWAI drivers still kill thousands of people every year. All it takes is one bad decision.
  • Defective vehicles or parts: We’ve seen recent recalls for brake system failures, steering system malfunctions, faulty tires, and unpredictable airbags. When a defective part either causes your crash OR makes your injuries worse in a crash, you may sue the vehicle’s manufacturer, the parts manufacturer, or both.

However, before you can gain compensation with a personal injury lawsuit or insurance claim, you first need to prove that someone else was negligent, and thus, is legally responsible for the costs of the crash. That’s where we can help. We’re familiar with the players in the area and have handled more than one serious case in Loveland County Court on 10th Street.

What Compensation Can You Ask For? How Long Do You Have?

In general, you can request compensation for any expenses that are a direct consequence of the accident. In Colorado, there are three categories of damages:

  1. Economic damages: For tangible costs with a price tag, such as medical bills, lost time at work, and rehabilitation costs.
  2. Non-economic damages: For intangible costs without a specific price tag, like physical pain and suffering, mental duress, loss of ability to do activities you previously enjoyed, and more. Colorado limits recovery of non-economic damages from $468,010 up to $936,030 (with clear and convincing evidence).
  3. Permanent impairment or disfigurement: Colorado has a special class of damages for injuries that cause you permanent impairment or physical disfigurement, and they are awarded separately. There is no “cap” or limit on how much a jury can award someone for permanent impairment.

There is a deadline for filing a civil claim, called a “statute of limitations.” In Colorado, you have three years to bring an auto accident claim to court. However, some situations give you less time. For example, if a government vehicle caused your crash, or a government entity left a hazard in the road, you have only a matter of months to file a complaint. Talk to a lawyer right away.

What If the At-Fault Insurance Company Offers a Settlement?

Always, always consult with an experienced personal injury attorney before dealing with the insurance company. The Tenge Law Firm, LLC, has handled hundreds of car crash claims and we know how much they cost. This is probably your first one. Let us calculate the full amounts you will need now, and in the future, to cover the accident. Plus, we’ll investigate the crash – even working with accident reconstruction experts, as well as medical experts – to gather evidence and strengthen your case. That way, the insurance company must pay attention.

We have successfully handled claims involving:

  • Traumatic brain injuries
  • Orthopedic injuries, like broken bones and herniated discs in the spine
  • Spinal cord injuries, whether they cause complete paralysis or not
  • Catastrophic injuries, such as amputation and severe burns
  • Internal organ rupture and internal bleeding
  • Wrongful death, for the families of the victim

We’ll meet you at UCHealth Medical Center of the Rockies, if you need us to. We do what we can to make our clients as comfortable as possible.

Call a Top, Local Loveland Legal Team

At the Tenge Law Firm, LLC, we work to maximize your legal recovery – money – and your physical recovery, by setting you up with the medical treatment you need. As a full-service personal injury firm, we handle every aspect of your case, from getting a rental car to negotiating with federal agencies when it comes to your medical liens.

The thing you really need us for? Negotiating with insurance companies, which are notorious for denying or delaying claims, minimizing payouts, and trying to take advantage of injured victims. Don’t waive your rights by signing a settlement agreement. Talk to a Loveland car accident attorney at no charge by calling (970) 212-4777 today.