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Fort Collins Personal Injury Lawyers
Fort Collins, Colorado is a thriving city with a continuous influx of new residents, new construction, and heavy traffic. Growth is good for our city, but it also causes problems. Despite sincere safety efforts, auto accidents, construction mishaps, and other unfortunate events cause fatal and catastrophic injuries.
When a harmful event injures you or a family member, you must deal with harsh new realities. Life seems unfair when you’re suffering because of a serious injury or grieving a loved one’s death. You may endure pain, anxiety, and physical disabilities. You manage an endless stream of medical bills, rehabilitation costs, and medications. Physical disabilities often diminish your earning capacity. If you lose your primary breadwinner, your family life and financial outlook change forever.
While nothing can bring back a loved one or restore your health completely, you should know that you have options. The Fort Collins personal injury lawyers at the Tenge Law Firm, LLC, believe that whoever causes an injury should pay for the damages. Whether the negligent party is an individual, a company, or a government entity, we use our firm’s resources, our aggressive negotiation skills, and our tireless effort to achieve the best possible outcome for you.
For many years, Tenge Law Firm, LLC, has worked hard to maintain our clients’ trust. We are a plaintiff-only law firm, and our lawyers are sincere about holding negligent parties legally accountable for their actions. We understand complex Colorado statutes and liability issues. We recognize the concerns inherent to serious and catastrophic injury cases. We’ve used our knowledge to investigate, evaluate, and resolve a wide variety of cases, including:
- Vehicle accidents, including uninsured and underinsured motorist claims
- Bicycle and pedestrian accidents
- Common carrier transportation accidents
- Construction accidents
- Defective products
- Swimming pool injuries
- Slip, trip, and fall accidents
- Insurance disputes and ERISA claims
- Wrongful death
At Tenge Law Firm, LLC, we’re proud of our reputation as an excellent personal injury firm in Fort Collins. We’ve earned respect and gratitude from our clients and our peers in the legal community. Our lawyers have resolved complex personal injury cases throughout Fort Collins, and we take pride in helping the people of such a great town. We have negotiated our clients’ settlements face-to-face with defense attorneys and insurance companies. We’ve resolved cases through Alternative Dispute Resolution, avoiding lengthy court battles. Our team produces comprehensive evidence and meets challenges inside the courtroom or out.
Each injury case is unique with its own set of issues; while it’s impossible to guarantee a specific outcome in a potential case, our past case results illustrate our successful track record.
- $1,000,000: A semi-truck killed our client’s husband after colliding with his vehicle on I-70 and forcing him off the highway. Without having to file a lawsuit, we settled the widow’s wrongful death case for the trucking company’s policy limits.
- $1,050,000: When a truck driver rear-ended our client’s vehicle, his serious back injuries required surgery. Long-term disabilities affected his life and decreased his work capacity. We settled for the truck driver’s insurance policy limits.
- $1,025,000: A pickup truck driver pulled in front of our client while she was riding her motorcycle. The Fort Collins woman sustained multiple fractures and a traumatic brain injury. The driver disputed liability, falsely accusing our client of speeding. We settled with the driver’s insurance company a few months before the trial date.
This is a critical question, because the honest answer is no. You don’t need an attorney to recover damages from an insurance company or a responsible party, but that doesn’t mean you should handle your injury claim without legal assistance. Before you decide to deal directly with insurance company adjusters, you should understand their agenda.
Adjusters need to gain your trust
Gaining your trust is the ultimate goal of every move an insurance adjuster makes during the days following your accident. They often contact injured victims’ immediately after a damaging event occurs. They visit their homes and hospital rooms and may offer to pay the initial medical bills. Trust isn’t a problem when the person you trust has your best interests in mind. Unfortunately, insurance adjusters use trust as a tool to gain your confidence, control your case, get the information they need: often, this helps insurers settle for the lowest dollar amount possible, or avoid liability altogether.
Adjusters need your information
During a stressful time, trust may set you at ease with an adjuster. It also makes you more cooperative. Ultimately, your trust motivates you to give an insurance adjuster access to your personal and medical information. This allows them to craft their case files and provide reports helpful to the company. It also gives them more control over you and your case. Failing to guard against adjusters’ tactics can mean:
- You’re more likely to provide a recorded statement.
- You may sign an informed consent medical release for the adjuster to obtain medical bills and physician reports.
Adjusters review bills and doctor reports for injury details and contradictory information. They may send your bills for a medical review to dispute the costs of your care. If you allow an adjuster into your home, they observe you and how your injury affects what you do. While in your home, adjusters also judge your lifestyle, a critical factor in evaluating your damages.
Your trust lays the groundwork for adjusters to negotiate a low settlement!
When you’re injured and the liability claims adjuster pushes to gain your trust, it sometimes blurs the realities of that critical choice. Liability adjusters are usually good people, but don’t forget that they work for the negligent party’s insurance company.
During each personal encounter with you, they have goals in mind: protect their insured’s interests, keep claim settlement costs down, and resolve your claim quickly before they lose control of you and your case. Whether you trust them or not, this often makes a liability adjuster your adversary.
So, do you need a personal injury attorney?
While there’s no law that forces you to hire a Fort Collins personal injury lawyer, consulting with a lawyer is the most important step you can take when you’re seeking the best legal and financial outcomes for you and your loved ones. An experienced personal injury attorney knows how negligent parties, insurers, and defense teams use their resources to avoid liability: an attorney you trust can be the single most important weapon in your arsenal.
Catastrophic injuries occur in many different ways. Construction accidents, falls, violent acts, defective products, and unsafe circumstances contribute to these and other injuries:
- Spinal cord trauma and paralysis
- Back and neck injuries, including dislocated and herniated discs
- Severe burns
- Traumatic brain injury
- Broken bones, including skull and facial fractures
- Traumatic amputations
- Internal organ injuries
As many circumstances cause injuries, there’s an extensive list of potentially responsible parties depending on the case:
- Auto accidents: A driver’s negligent vehicle operation, distracted driving, and driving under the influence often cause accidents. Knowingly allowing an unsafe driver access to a vehicle is an act of negligent entrustment. A manufacturer is liable when a defect causes or contributes to an accident.
- Truck accidents: A truck drivers’ negligent operation, loading, and other acts make them legally responsible for the damages they cause. Their employer/motor carrier is responsible for their actions and also for negligent entrustment and supervision. Truck manufacturers and maintenance contractors are responsible for injuries caused by defective products or services.
- Sports incidents: When an organized sports participant sustains injuries, league organizers, promoters, and school districts are often liable. They often fail to warn of dangers, create an antagonistic environment, and push youthful athletes beyond the point of exhaustion and harm.
- Construction: A general contractor is responsible for job site safety. Subcontractor actions, heavy equipment operators, and defective equipment can cause or contribute to injuries. Architects are responsible for injuries caused by defective design and site planning.
- Premises accidents: Owners, lessors, maintenance, and security contractors are liable for injuries caused by premises conditions, pool safety, and maintenance issues or failure to warn of known hazards.
When we negotiate our clients’ cases, the settlement or award often includes economic damages and general damages. Fort Collins courts sometimes award exemplary or punitive damages when evidence proves the responsible party’s actions demonstrate fraud, malice, or willful and wanton conduct.
We calculate economic damages based on incurred and projected future out-of-pocket costs. Economic damages include these and other expenses:
- Current and future wage losses
- Medical bills
- Mobility devices
- Physical and mental therapy
- Medical transportation costs
- Replacement household services
- Funeral expenses
General damages are more complicated, as they involve the injured person’s feelings, emotions, experiences, and responses to lifestyle changes. We help our clients recognize their mental and emotional issues. We evaluate how their injuries affect their lifestyle. General damages include these and other considerations:
- Pain and suffering
- Emotional distress
- Inability to provide spousal services
- Inability to care for children
- Loss of reproductive capacity
- Loss of bodily functions
- Scarring and disfigurement
- Permanent disabilities
To avoid liability, negligent parties often report accidents in a way that makes them seem negligence-free. General contractors, property owners, and other commercial entities execute contracts that transfer some of their legal liabilities to other parties before an incident occurs. Even when liability is clear, responsible parties, their insurance companies, and defense attorneys may negotiate unfairly. They try cases hoping to eliminate or reduce the damages by asserting these and other affirmative defenses:
- No Negligence: The negligent party refuses to acknowledge fault.
- Comparative Negligence: If a defendant proves the injured person is 50% or greater negligent, Colorado’s comparative negligence statute prevents the plaintiff from recovering damages
- No Defect: When a vehicle, product, or other defect causes an injury, manufacturers defend themselves by denying a malfunction or defect exists. They also allege product misuse.
- Damage dispute: When a defendant can’t defend liability, they often dispute damages to try and minimize their losses.
If you or a family member sustained a serious injury or you’re struggling with your loved one’s wrongful death, our firm wants to hear your story. We invite you to participate in a no-cost, no-obligation consultation. Our lawyers will review your case and determine if we can help you. We never charge our clients attorney fees until we resolve their case, whether through settlement or a trial award.
We are proud to help the good people of Fort Collins get the compensation that they deserve after a personal injury incident. The Tenge Law Firm, LLC has recovered millions for our clients: we want the opportunity to see If we can do the same for you. Call our Fort Collins personal injury lawyers at (970) 212-4777, or contact Tenge Law Firm, LLC online to schedule your free consultation.
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Todd is very thorough, diligent and knowledgable in his litigation skills and also exhibits professional decorum with clients and defense counsel.
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